Loan Types
Conventional, FHA, VA, USDA and many others for self-employed, gig workers, investors and first time home buyers.
Conventional - Fannie Mae & Freddie Mac
These are where your best rates live, but require traditional proof of income, assets and property types matter, especially when it comes to condos.
Down payments as low a 3%. Primary residence for first time buyers. As little as 5% down for most other properties and situations.
FHA, VA & USDA
These programs have great rates as well. FHA allows 3.5% down payment (or as low as 0% with a DPA program), has rehab options with its 203K plans, is lenient with credit scores and other criteria when compared to Conventional.
VA allows 100% financing and it a great option for Veterans.
USDA provides financing options for rural properties that may be difficult to finance with conventional loans.
Non-QM
This is where you’ll find all the loan options that don’t fit into Conventional and Government backed programs.
Alternative income documentation for self-employed and gig-workers when tax returns won’t work. Bank Statements, 1099’s, P&L, DSCR and Asset Depletion.
Also, flexible property scenarios, credit issues and many situations that just won’t work with conventional and Govt loan options.
Get Pre Approved
Use our application link to fill out an loan app to find out exactly what kind of loans and how much you qualify for.
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