About Us

About Our Company

Loanly is a mortgage company licensed in Florida and Texas, specializing in residential lending with a strong focus on purchase mortgages. We work closely with Realtors and homebuyers to secure the best rates, programs, and financing strategies tailored to each client’s unique situation. Our mission is simple: make homeownership easier, clearer, and more affordable.

We offer a full suite of loan products including FHA, VA, Conventional, Non‑QM, and USDA. Whether you’re a first‑time homebuyer or a seasoned investor, we have solutions designed for nearly every scenario. Our programs include Down Payment Assistance, VA loans, DSCR loans for investors, Bank Statement and P&L loans for self‑employed borrowers, 1099 loans for gig‑economy workers, and Foreign National and ITIN options. Whatever your path to homeownership looks like, we’re equipped to support it.

We’re available seven days a week and always ready to help with no‑cost, no‑obligation pre‑approvals, guidance, and answers to your financing questions. Our goal is to help you plan the smartest, most strategic path to your next purchase.

As a boutique mortgage company, we deliver personalized service from start to finish while still offering extremely competitive rates and a wide range of programs. Our owner, Larry Milligan, has been a licensed Mortgage Broker since 1986, and every member of our team brings deep experience and a genuine commitment to your success.

While our primary focus is helping buyers purchase homes, we’re also an excellent resource for refinancing — whether you’re looking to lower your rate, reduce your monthly payment, or tap into your home’s equity with a cash‑out refinance. We’ll help you evaluate your options and determine whether refinancing makes financial sense for your goals.

At Loanly, we believe great lending is built on transparency, communication, and trust. We take pride in guiding clients through one of the most important financial decisions of their lives with clarity, confidence, and care. No matter where you are in your homeownership journey, we’re here to help you move forward with the right loan and the right plan.